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Let me make it clear about Mortgage Bankers
Many mortgage brokers into the U.S. are home loan bankers. A home loan bank might be a retail or perhaps a lender that is direct including big banking institutions, online mortgage brokers like Quicken, or credit unions.
These loan providers borrow funds at short-term prices from warehouse lenders (see below) to invest in the mortgages they issue to customers. Right after a loan closes, the home loan banker sells it from the additional market to Fannie Mae or Freddie Mac, agencies that back most U.S. mortgages, or even to […]
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