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the debtor is certainly not making use of leasing income from the applicable home to qualify.
The lender must obtain the most recent 12 months’ canceled checks (or bank statements) from the other party making the payments that document a 12-month payment history with no delinquent payments in order to exclude non-mortgage or mortgage debts from the borrower’s DTI ratio.
When a debtor is obligated on a home loan financial obligation, regardless of set up other celebration is making the monthly mortgage repayments, the referenced home must be within the count of financed properties (if applicable per […]
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